UK-funded protection may be necessary if the EU or Member States refuse to enter into agreements with the UK or if they refuse to grant full protection to the UK provided by national legislation. In addition, some Member States do not fund health care for those who follow the health care registration process. In order to protect policyholders in the United Kingdom as much as possible, the UK Government will continue to fund health care for the duration of the registration period at the end of the six months, if that Member State has not funded health care for that period (up to one year) and if the person has taken steps to register within local deadlines and no later than six months from the date of departure. This will ensure adequate coverage in the event of delays or excessively long registration procedures. When a person insured in the United Kingdom leaves their country of residence to travel to another country, they must take out comprehensive travel insurance because their AEC is not valid. Access to health care in Spain will remain the same after the day of release, regardless of the Brexit scenario. This is because the UK and Spain have taken steps to ensure that people living in each country continue to have access to health care, as they currently do, with their S1 forms. Holders of the CEVK in the United Kingdom in Spain and those who have planned treatment in Spain with an S2 form can also have access to health care in the same way in Spain until 31 December 2020. The UK government is now working closely with Spain to agree how this will work in practice.
The Spanish government`s guidelines on access to health care and Brexit in Spain are available here: www.lamoncloa.gob.es/lang/en/brexit/Paginas/index.aspx The agreements do not cover the cost of returning a sick patient from abroad, nor foreign doctors to maintain treatment of existing conditions. Those living in the EU and whose health care is funded by the UK should soon review their living conditions to meet their future health needs. It is important that people re-explain their own needs and carefully consider the options by examining the guide to the country in which they live. People can also register by email to check these national guides regularly, as the situation could change if the UK moves closer to leaving the EU. In addition, the United Kingdom reimburses other Member States for the state-funded health care component for certain groups known as “British policyholders” who do not have to pay local taxes: there are a number of services that are not publicly funded and these differ from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance. If you exchange the words “UK” or “Southern” for “New Zealand” and “New Zealand” for “Uk” or “Australian” in the corresponding summaries above, you will see what the agreements on the rights of New Zealand citizens and state-of-residence owners in those countries say.